The Exit Number

NOT YET

Yes

Memo

To Me From Me Date October 1, 2026 About Taking 1 year off work

The answer

        What it really costs
        $87,672
        If you leave today, your money lasts
        12.2 months12.2 months
        Date you can leave
        September 2026September 2027
      

Drag to spend less each month $0

A demonstration on one set of figures. The tool runs your own.

At the rate you are saving, this is 10.3 months away. Three changes move that date more than anything else.

        Go for 9 months instead
        10.3 months sooner
        Earn $1,000 a month while you are away
        9.2 months sooner
        Spend 10% less each month
        6.8 months sooner
      

Where it goes

        Living costs, 1 year
        $57,600
        Health coverage, 1 year
        $5,472
        Retirement money given up
        $12,800
        Job hunting when you return, 3 months
        $14,400
        Lower pay when you return, next 5 years
        $15,000
        Less: payment from your employer
        ($10,400)
        Less: money coming in
        ($6,000)
        Less: tax you get back
        ($1,200)
        
        Real cost
        $87,672
      

+ The retirement money you skip One sum, grown 25 years.

$12,800 you would have put away while you are away. Grown at 5% a year for 25 years, that becomes $43,345.

This is a growth sum on numbers you typed in. It is not a prediction about any investment.

+ Things to know 7 lines, all cautious.

This assumes you keep spending what you said you spend. Almost nobody does.

It assumes the money you can use just sits there. Money you will spend within two years should not be anywhere it can fall.

This does not know if the economy turns bad in month seven.

Health coverage is the number most likely to be wrong here. Earning less can mean more help paying for it, or none at all. Check before you resign.

Job hunting and lower pay when you return are deliberately cautious. Better ready for a cost that does not arrive than surprised by one that does.

All of it assumes you go back to a job. If you do not, the lower pay line does not apply to you. Everything above it still does.

This is a spending calculator. It is not financial, tax, or investment advice. It tells you nothing to buy and it names no investment.

Your numbers never left your browser. Nothing was sent anywhere and nothing was saved.

The four numbers it misses

The sample memo above belongs to somebody who spends $4,800 a month and wants a year off. Here is that same year, priced two ways.

The back of the envelope · $57,600

Twelve months of spending. The sum most people do in their head.

The memo · $87,672

The same twelve months, with health coverage, the retirement money you skip, the job hunt when you return, and the pay cut that follows you home.

Same person. Same year off. The envelope is $30,072 short.

There is nowhere for your numbers to go.

There is no account and no database, because there is no server. The tool calls no outside service. Even the fonts sit in the folder.

No AI reads your numbers either. A model would need them sent somewhere, so the recommendations are plain arithmetic.

157

Tests

303KB

Total size

49

Currencies

62

Countries

0

Numbers sent anywhere

The nine questions

Nine more are optional and sit folded under More detail. Open them if you are traveling or leaving with a severance payment. You get a date without them. You get a better one with them.

1.How much does your household spend in a month?

2.How much do you think you will spend each month while you are away?

3.How long do you want to be away from work?

4.How much money are you willing to spend on the time away?

5.How much do you take home in a year now, after tax?

6.What will health coverage cost you each month while you are away?

7.How much will come in each month while you are away?

8.How much goes into your retirement each year now?

9.About how many years until you retire?

Who it is for

For Anyone still employed who has started doing the math on leaving.

Any reason Building something. Going traveling. Looking after a parent. Simply done.

Not for People who have already left. It prices the leaving, not the landing.

Every reason costs the same.

Before you buy

Why pay for this when free calculators exist?

Because the free ones answer a smaller question. They divide your savings by your spending and hand you a runway. That sum skips four costs, and on the sample memo above it comes up $30,072 short. This one counts them and gives you a date. It also prints, which matters when the person you have to convince is not you.

What if it tells me what I already know?

Then email me and I will refund it. I knew my living costs too. The other four lines were the surprise.

Can I get a refund?

Yes. Email hello@theexitnumber.com within 30 days and I will refund it. You do not have to explain why.

Is it a subscription?

No. One payment. There is nothing to cancel and nothing renews.

Do I need to install anything?

No. It runs in any browser, phone included.

Can I run it more than once?

As often as you like. The key opens it in any browser. It keeps nothing, so every run starts clean. To keep a copy, print the memo or save it as a PDF.

What if I am not going back to a job?

Then the lower pay line does not apply to you. It sits on its own line, so you can take it off. Everything above it still does.

Does it work outside the US?

Yes. It knows 49 currencies and 62 countries. Your currency sets the symbol, and your country sets the starting numbers. The math is the same everywhere.

What about inflation?

Left out on purpose. Over a year away it moves the answer by about two percent. Your own guess at your spending is off by more than that. Adding it would make the memo look more exact without making it more right.

Is this financial advice?

No. It is a spending calculator. It tells you nothing to buy and it names no investment.

First ten

Order

The Exit Number $49

First ten buyers $39

Renewals None

Data collected None

Refunds 30 days, any reason

The envelope and the memo above are $30,072 apart. This costs $39.

Get your number, $39